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Fireplace inserts can increase home value when installed correctly. Since they improve heating efficiency significantly, this will be a bonus to homeowners who are looking for a functional alternative heat source. Plus, inserts are less maintenance and less of a liability than a traditional fireplace. You’re very likely to recover fireplace insert installation costs when you sell your home.

Fireplace inserts have several potential disadvantages. The cost of the insert and its installation can be a significant investment, as the process can be complicated and expensive, particularly if modifications to the existing fireplace are necessary. Aesthetically, some people find that inserts lack the traditional look and authentic ambiance of an open, crackling fire. There are also ongoing costs for maintenance, cleaning, and fuel. Fuel type can be a limitation; for example, an insert may be unusable if you don't have access to its specific fuel source. Maintenance and repairs can also require specialized services, especially for gas or electric models. Finally, while an insert is more efficient than an open fireplace, it may not heat a home as evenly as a central HVAC system.

You can burn wood with oak wilt, as heat from the fire destroys the fungus, and smoke won’t threaten healthy trees. However, wood of unknown origin should be burned during the dormant season—do not store wood in the warmer months for the winter season. If you harvest oak, let it dry in the sun before transporting it elsewhere.

The National Fire Protection Association (NFPA) says that chimneys and their associated elements like fireplaces, vents, or stoves should be cleaned at least once a year before the start of seasonal use. According to the Chimney Safety Institute of America, a chimney should be cleaned when there is 1/8 inch of soot buildup. If there’s more than that, creosote—a flammable byproduct of burning wood—can form and increase the risk of a chimney fire.