Get matched with top fireplace pros in Riggins, ID

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

DIY is not recommended due to safety and venting requirements. Professional installation ensures proper operation and compliance with codes.

Wood fireplace inserts produce more heat without replacing the whole system. A fireplace installer can verify that you have a connector and chimney system to fit the wood-burning insert.

Gas fireplace inserts require less maintenance and are an efficient way to produce warmth. Some can also produce heat in the event of a power outage.

Electric fireplace inserts don't have a real open flame, so they produce flames that mimic a real fire surrounded by artificial logs with LED light. Many electric fireplace inserts produce heat from glowing elements while only using electricity.

The best location for a wood stove depends on your home's layout and venting options. For optimal heat distribution, a central location on the ground floor, such as the living room, is often recommended. If you have an existing, functional chimney, installing the stove there can simplify the venting process. Alternatively, placing the stove near an outside wall can make it easier to route a new chimney through the roof. For safety, ensure no combustible materials are near the stove. Building codes typically require 20 to 36 inches of clearance between the stove and any side walls.