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Homeowners insurance sometimes covers roof decking, but it depends on the cause of damage and whether the decking was properly installed. If the roof decking was damaged by a severe storm, then it will likely be covered. Insurance may also pay for roof decking work if building codes require it. However, insurance won’t cover damage caused by normal wear and tear or poor maintenance practices.

It’s the reverse of home de-winterization. To winterize, you purge your plumbing system (including your water heater and all piping) of water. Some experts also recommend filling fixtures with an antifreeze solution. Other tasks involve winterizing sprinklers, sealing foundation vents, check weatherproofing around doors and windows, and more.

Yes, algae-resistant shingles will prevent algae and moss growth, providing double protection for your roof and roof flashing. The copper-infused granules on algae-resistant shingles release copper ions that inhibit plant growth in general, so moss will have a harder time growing on your roof, too. Keep in mind that copper ions flowing off your roof during rainfall can also inhibit plant growth below, so your gardens and grass may be affected.

Tar and gravel roofs last an average of 30 years, which is longer than the average lifespan of many other flat roofs. The gravel on top of the waterproof membrane helps protect the roof from UV damage and physical damage, so if you keep your roof drains clear and carry out annual roof inspections to catch issues early, you could see up to 40 years of useful life from your roof.