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Whether or not keyless door locks are safe and trustworthy depends on the visibility of the programming code—and a trespasser’s determination. Even if you carefully guard entry and programming codes, those trying to break in may be able to crack open the lock’s faceplate with a screwdriver and change the codes. The same goes for manual models.

Some find smart locks the safest option because it’s harder to manipulate codes without access to your phone. But it’s possible to get hacked even then. Consider installing an extended security system, like door and window alarms or surveillance cameras, to enhance security. 

In general, keyless door locks are considered safe. They can’t be picked like a traditional lock, and unless a thief can guess your code, it’s pretty tricky to break into a house with a keyless door lock. But that doesn’t mean they come without risk. 

When asking yourself, "Are keyless door locks safe?” consider the style of the system. Hackers could potentially break in if it operates on Wi-Fi, but it’d take some time and effort. You’re also at risk for a power outage, depending on the type of lock. That being said, there are no more risks associated with keyless door locks than a traditional lock.

As with any computer, smart locks can be hacked by someone with the technical skills to do so, but most people do not have that ability, making smart locks relatively safe. If you have any concerns about a compromised smart lock, opt for an encrypted smart lock, change your Wi-Fi password, and make sure that you only give out your password to trusted family and friends.

Many insurance providers offer policy discounts when adding security features to your home. The best way to find out if new locks will reduce your premium is to simply ask your agent.