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Insulated vinyl siding costs about twice as much as the cheapest form of vinyl siding, but it’s still more affordable than other types of siding, including fiber cement, wood, stone, and brick. You get a lot of bang for your buck with vinyl siding; it’s durable, it’s available in a wide range of styles and colors, and it helps lower your energy bills.

Stucco siding is the most energy-efficient option on its own, but you can choose insulated vinyl, insulated metal, or insulated brick or stone facade siding that improves energy efficiency even further. These options include a layer of foam insulation under the siding to reduce heat transfer between your living space and the exterior. If you live in a particularly sunny climate, a reflective option like insulated steel or aluminum siding can maximize efficiency.

Many modern homes have soffits, but older ones don’t, and you may be wondering why. Older homes have eaves that extend further beyond the home and help to circulate air, negating the need for a soffit. This style of building has faded away, therefore, modern homes need separate soffit installation. Modern soffits are more efficient than this older style and require less material to construct, saving homeowners money.

Whether or not your homeowners insurance covers EIFS stucco siding depends on the insurance company and the specifics of the policy. Some insurance companies will not cover EIFS due to its susceptibility to moisture damage, and some companies will only cover EIFS manufactured and installed after a certain date, since newer systems mitigate potential damage concerns better than older ones.