Best fireplace pros near Dumont, IA

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

The time required for a chimney inspection depends on the inspection level. A Level 1 inspection typically takes between 45 minutes and two hours, with an average of about an hour and a half. A Level 2 inspection usually takes less than two hours. A more in-depth Level 3 inspection can take up to five hours, or even multiple days if it requires removing materials. The total duration also depends on the chimney's size, condition, and how long it has been since its last inspection; chimneys with severe damage will require a longer inspection.

While hardwoods are the best woods to burn, a few types of woods should be avoided when burning. Wood that has not had time to season, or “green wood,” should be avoided. The extra water in the wood makes it smoke horribly, which is not a quality you want. Additionally, it’s best to avoid any wood that is manufactured or has been treated, including coated or sealed wood, painted wood, or pressure-treated wood. These woods have chemicals that will be released into your air when burned and can cause health problems.

According to the National Fire Prevention Association (NFPA), the leading cause of house fires is cooking accidents, followed by fires started by heating equipment. Electrical issues are the third most common cause of house fires. The best way to keep your home protected is to use caution when cooking and never leave a stove or oven unattended while in use. You can also keep up with chimney cleaning and avoid using space heaters to reduce the risk.