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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Trimming your palm trees once or twice per year keeps them healthy and robust. Caring for palm trees includes cutting off brown leaves to prevent wildfires and pathway obstruction. However, you don’t want to over-trim the palm tree. Cutting too many branches off will weaken the tree and prevent future growth. And it’s essential to have a strong, healthy palm tree during hurricane season to prevent safety risks or property damage.

It’s not as common for Dutch elm disease to affect other types of trees, especially if the surrounding trees aren’t elms. However, it is possible for DED to spread to other trees, particularly in northern states, like Minnesota. In fact, it’s a good idea to use geography to identify wood and determine which types of trees are in your yard. 

Unfortunately, the complex and shallow root system of elm trees makes surrounding elm trees particularly vulnerable to DED. Early discovery is key!

Whether you grind or dig up and remove your tree stump depends on your landscaping goals. Using a stump grinder leaves the root system in place for it to decompose over time, whereas digging up the tree stump removes the roots and the stump. Overall, stump grinding is a far simpler process since you won’t need to deal with the roots. Stump removal will make your yard look like a demolition site, but you’ll have an easier time replanting in the same place as your former tree.