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Most of the U.S. has hard water, especially across portions of the West and Midwest. The areas with the hardest water include parts of Texas, Oklahoma, Kansas, Colorado, New Mexico, Utah, Wyoming, Illinois, North and South Dakota, Ohio, and New York. You’ll find soft water in parts of New England, the Southeast, the Pacific Northwest, and Hawaii.

A water softener is a worthwhile investment if you live in an area with hard water. While hard water is safe to drink, it contains minerals like calcium and magnesium that can cause significant problems over time. These minerals build up inside pipes, reducing water flow and eventually corroding the plumbing system, which can lead to leaks and a shortened lifespan. Hard water also damages fixtures and appliances, potentially resulting in costly repairs. Additionally, it makes soaps and detergents less effective, meaning you'll use more product to get things clean. By installing a water softener, you can prevent these issues. The initial investment is often recouped through long-term savings, including lower energy bills, reduced appliance and plumbing maintenance, and spending less on soap and cleaning supplies. Other benefits include cleaner linens, dishes, and clothing, as well as softer water that is gentler on your skin and hair. In some areas, a water softener can also increase your home's value, making it a valuable long-term investment.

Installing a water softener could help reduce calcium buildup in your pool if your pool has high calcium hardness as a result of hard drinking water in your home. Pool softeners work by exchanging calcium and magnesium for sodium, so if you use softened water to top off your pool, it may help keep calcium hardness from rising over time. However, it won’t lower the calcium hardness of the water already in your pool and isn’t a practical way to control pool calcium levels. The average water softener installation cost is between $200 and $6,000.

Hard water is not considered unhealthy and is safe to drink, cook with, and bathe in. It doesn't pose a risk to your physical health and can even help you get enough essential minerals like calcium in your diet. However, it can negatively affect skin and hair. Using hard water for washing can contribute to dry skin, an itchy scalp, and may worsen conditions like eczema by altering the pH balance. Additionally, some people do not like the taste of hard water.