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Even if you don’t have children living in your home, The National Fire Prevention Association still recommends installing tamper-resistant outlets when you’re replacing your existing outlets. 

Not only is your home likely to change hands at some point, but you may have young children over as guests. Making the switch even if you don’t currently have children living with you at the moment will help protect any future pint-sized visitors to your home.

Homeowners insurance policies will typically cover your cost to replace an electrical panel if damage occurs due to a covered circumstance such as fire, lightning, or certain types of accidents. Regular wear and tear or damage due to neglect might not be covered, so it's essential to review the policy details and consult with your insurance provider on the specifics of your coverage.

If a light switch is off, it’s very unlikely to cause a fire. For a fire to start, the switch has to be on, activating an electrical current, and the wiring must be faulty. However, the malfunctioning light switch could cause an intermittent current to move across the electrical wire. This issue could become a fire hazard with another device connected to the wire. You should replace the bad light switch as soon as you notice it or call an electrician.

Most 200-amp panels have 40 to 42 slots, which can accommodate 40-42 single-pole breakers or 20 double-pole breakers. Some panels can accept even more circuits through the use of tandem breakers. The exact number of breakers allowed is determined by the panel manufacturer's rating, which you can find on the panel itself. It is important to avoid using all breakers at the same time; as a general rule, you should not use more than 160 amps of power at once to prevent overloading your 200-amp system. For specific guidance, it's best to check your panel's rating or consult with a qualified electrician.