If the shut-off valve to your kitchen sink appears to be stuck or broken, there's no need to panic! The workaround is to turn off the main valve that supplies water to your entire household. This valve is located along the main water line. Of course, it's also important to have a plumber repair the malfunctioning shut-off valve under your kitchen sink because this indicates a problem.

Some of the most common bathroom leaks include showers, sinks, and toilets. Most homeowners discover these leaks because of the chronic dripping sound faucets and showers make as water drips to the ground, but a leaky toilet will often appear as a puddle. Inspect your bathroom faucets, showers, and toilets every month to detect leaks quickly.

No, you should avoid using liquid drain cleaners. These chemicals, often packed with sulfuric or hydrochloric acid, can wreak havoc on your pipes, causing erosion and potential leaks. They’re also dangerous to your health. If you’re dealing with a stubborn clog, manual removal or a professional plumber is your best bet. Chemical drain cleaners can often make things worse, especially if the clog stays put and the chemicals linger in your pipes.

Homeowners insurance may cover shower pan leaks, but it depends on the type of coverage you’re looking for. Typically, home insurance policies cover sudden or accidental water damage, for example, if it comes from a busted pipe or malfunctioning appliance. Damage to a shower pan is usually gradual. A repair or replacement of your shower pan usually won’t be covered by your policy. If your shower pan leak causes water damage, chances are your standard policy—if it includes water damage—will cover the repair.