Get matched with top sump pump installation pros in Clearwater, FL

In most cases, standard homeowners insurance policies do not cover damage from a sump pump failure or overflow. Coverage for water damage is often limited to sudden, unexpected events like a burst pipe that was not caused by negligence. To be covered for sump pump issues, you will likely need to purchase a specific rider, endorsement, or additional water backup insurance. If your insurer offers this type of coverage, they may require proof that your sump pump is regularly maintained.

Thankfully, you do have a few sump pump backup options in case it fails. One option is a battery-powered backup sump pump. Another option is using a portable backup generator as a power supply for your sump pump. Unlike a battery-powered backup which has limited power, a generator can run around the clock for as long as you need it. 

Or you can opt for a water-powered backup pump, which uses your home’s water supply as a source of power. However, this may not be the best option if you find your house frequently has low water pressure.

Sewer ejector pumps need to be cleaned at least once a year by a professional. You shouldn’t attempt to clean it yourself because it can release sewer gasses that are toxic to humans and can be fatal. But to keep the system as clean as possible between professional inspection and cleaning services, be sure to only flush human waste and toilet paper. Avoid flushing items that can clog the system, like paper towels, grease, oil, or menstruation products.

Several indicators suggest it's time for a sump pump replacement. A key factor is age; if the pump is over 10 years old, its lifespan is likely ending. Performance issues are also clear signs, such as the pump running constantly, cycling on and off frequently, making unusual noises or vibrations, or failing to function at all. A faulty or burnt-out motor is another definite sign a replacement is needed. Additionally, if you notice any signs of incorrect installation, the pump should be replaced. For a definitive diagnosis, a vetted plumber can assess the pump and confirm whether a replacement is necessary.