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Subcontractors questions, answered by experts

A contract should outline the scope of work, timelines, costs, payment schedule, and materials used for clarity and protection.

Construction typically takes 1-3 weeks, depending on the project’s scope and customization.

Structural engineers are necessary for projects involving alterations to load-bearing structures, foundation work, and compliance with safety standards. This includes home expansions, retaining walls, and significant repairs that impact a property's integrity.

Yes, you can finance new construction using a construction loan or a construction-to-permanent loan, or you can use a home equity line of credit or a cash-out refinance if you’re building a second home. Some mortgagors may have restrictions on DIY house builds, so be sure to check that you can get financing before starting your project.

It pays to hire a project manager or general contractor when you have a large-scale project that will take over a week to complete, especially when it involves structural changes and multiple subcontractors. This includes hiring a general contractor to build a house, add an extension, or manage other projects that need a building permit.

The Elbert, co homeowners’ guide to subcontracting services

From average costs to expert advice, get all the answers you need to get your job done.