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Justin Gentry, Appraiser
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Serving Sonora, CA and surrounding areas

In business since 2006

Free estimates

Credit card accepted

Allow Justin & Rayleane Gentry of Justin Gentry, Appraiser, to perform your next residential appraisals for Real Estate. You can use these appraisals for purchases, refinancing and private mortgage insurance removal. Appraisals are also required for FHA loans, divorces, and estate settlements. \n\nCall Justin or Rayleane today to schedule your appointment! \n

Recommended by100%of homeowners
Xpress Valuations
0.5(
1
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Serving Sonora, CA and surrounding areas

In business since 2012

Free estimates

Credit card accepted

Xpress Valuations , is committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Response time5 days
Property Appraiser questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

Ensure the property is clean, provide access to all areas, and supply relevant documents, such as recent upgrades or tax records.

The Sonora, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.