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Yes, you can apply the stucco yourself, but it is a time- and labor-intensive project, especially on the exterior of a whole house. DIY stucco is better suited for repairing stucco siding or siding a smaller building, such as a shed or garage. Since most of the cost of stucco siding goes to labor, you can cut down significantly on the total if you’re up for the challenge.

The decision to repair or replace stucco depends on the extent of the damage. For minor issues like small cracks, holes, dirt, stains, or discoloration, a repair is typically sufficient and more cost-effective. These issues can often be resolved with a simple repair, a deep clean, and possibly a new coat of paint. However, for more significant problems such as large cracks, peeling, mold, algae, or structural water damage, a replacement might be necessary. In these cases, it is best to call a professional stucco contractor for an inspection. An expert can assess the severity of the damage, determine if there are deeper issues, and advise whether a repair is adequate or if replacing a section or an entire wall is the more cost-effective, long-term solution.

Choosing between traditional and synthetic stucco depends on your specific needs, budget, and climate. Both options are durable, but synthetic stucco includes an extra layer that makes it more resistant to cracking and a better choice for climates with extreme weather. In hot, dry climates with less rainfall, traditional stucco is a suitable and more affordable option that is less likely to trap moisture. Synthetic stucco also offers more color options and requires less maintenance.

The curing time for stucco typically takes several weeks to fully complete. During the curing process, the stucco undergoes a chemical reaction and gradually hardens. It's important to note that curing is different from drying. While the surface of the stucco may dry relatively quickly within a few hours or days, the curing process continues beneath the surface, strengthening and solidifying the stucco. 

It's best to avoid excessive moisture exposure during the curing period, as it can impede the curing process. The exact curing time can vary based on factors such as temperature, humidity, and the specific stucco mixture used.