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Electrical questions, answered by experts

If wiring in a relatively modern home is damaged due to sudden events like a fire, a tree falling into the house, or a flood, then homeowners insurance is very likely to cover the cost of replacing the wire.

However, if it’s determined that wiring failed or started the fire because of age, neglect, or not meeting current electrical standards, then insurance won’t be covering any replacement. Also, insurance policies may charge more for particularly old kinds of wiring like aluminum wiring or deny applications altogether. 

Yes, many professionals offer surge protection to safeguard equipment from power fluctuations.

GFCI outlets help prevent dangers from ground faults that can cause shocks. This is a different issue that a ground circuit can’t fully address. It’s best to use GFCI outlets combined with ground circuits for complete protection for you and your electronics.

To reduce AC startup power for a whole-house generator, install a soft start kit or hard start capacitor, which lowers the initial surge by gradually ramping up the compressor. Using a smart load manager can also help by staggering startup loads, preventing a system overload and future costly repairs.

It can be safe to buy or live in a house with knob and tube (K&T) wiring, but only if the system is in good condition, functional, and has been thoroughly inspected and approved by a licensed electrician. Never purchase a home with K&T wiring without getting a professional electrical inspection first.

Key considerations include:

  • Safety and Condition: An inspector will verify that the wiring is safe and has not deteriorated. Over time, the insulation can wear away, leaving exposed wires that pose a significant fire or shock hazard.

  • System Capacity: The electrical service should be at least 60 amps. However, even at this capacity, K&T systems often struggle to handle the demands of modern appliances and electronics.

  • Lack of Grounding: Knob and tube wiring is an ungrounded system, which is a safety concern for many modern devices.

  • Ongoing Maintenance: If you live in a home with K&T wiring, it's recommended to have it inspected by an electrician every one to two years to ensure it remains in safe working order.

Ultimately, any inspection or modification of a knob and tube system should always be performed by a certified professional.

The Auberry, CA homeowners’ guide to electrical services

From average costs to expert advice, get all the answers you need to get your job done.