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Although no heating appliance can be entirely risk-free, a fireplace insert is considered a safer alternative to a traditional open fireplace, thanks to their enclosed design. With a sealed combustion chamber, a fireplace insert effectively reduces the risk of sparks and embers escaping into the room, minimizing the chance of an accidental fire.

Additionally, an insert comes equipped with various safety features, such as tempered glass doors that create a barrier between the flames and the surrounding space. This enhances both safety and energy efficiency by preventing heat loss. As an added bonus, many inserts are designed to meet strict safety standards that ensure proper ventilation and combustion.

Both wood-burning stoves and fireplaces can emit smoke and other combustion gases that are harmful to human health. According to the American Lung Association, wood smoke can lead to coughing and wheezing as well as long-term health impacts like increased risks for heart attacks and stroke. 

Newer models meet the modern efficiency standards set in 2020 by the Environmental Protection Agency for cleaner burning, more efficient wood stoves. Regular maintenance can also minimize smoke.

Running a gas fireplace costs approximately $0.35 per hour for natural gas and $0.62 per hour for propane, though these figures can vary significantly based on fuel prices in your area. On average, the annual cost to run a gas fireplace is between $400 and $640. The exact impact on your utility bill depends on several factors, including how often you use it, the size of the room you're heating, and the fireplace's BTU rating. Some models with a constantly running pilot light will consume a minimal amount of energy even when off, although many modern fireplaces do not require one. If you are looking for a more energy-efficient option, consider an electric fireplace.

Some of the reasons a chimney damper won't close properly include shoddy installation, age-related damage, or heavy snow or ice affecting a top-sealing type. Poor chimney maintenance and a buildup of rust, debris, or creosote can also cause dampers to jam. Annual inspections and chimney sweep costs are worth it to help you avoid a damper disaster.