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You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

Costs depend on property size, snowfall frequency, and additional services like de-icing or hauling snow offsite.

While removing every snowflake from your roof is unnecessary, you should remove a significant buildup of snow. Since snow is wet and heavy, it can easily cause damage to your roof, which can lead to needing costly repairs. 

Additionally, when the snow melts but has nowhere to go and refreezes, it can create an ice dam, causing mold concerns due to water leaking into your attic and ceiling. For these reasons, it’s best to hire a snow removal professional to clear heavy snowfall from your roof as soon as possible.

Yes, but it works best with lightweight snowblowers, the single-stage models or electric versions. Also, you need to have a rubberized intake edge on the ground and preferably rubberized auger paddles, not a metal version. Otherwise you may chip or damage the surface as you work. When it doubt, let the snow lie.

You can also use a snow blower on leveled gravel, but only if you carefully adjust the intake height so it doesn’t kick up the gravel and turn it into flying missiles.