Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: Does a crack in the basement floor mean foundation problems?

• <div><p>Not all cracks in the basement floor signal foundation problems. As the house settles, you&rsquo;ll notice very thin hairline cracks, which you don&rsquo;t need to worry about. Cracks that are 1/8 inch or wider should require sealing, while ones that are 1/2 inch or wider require leveling. However, if you have <a href="https://www.angi.com/articles/are-cracks-my-basement-floor-problem.htm">cracks in your basement floor with heaving</a>, you should call a pro to assess the situation. Heaving can lead to uneven flooring, structural issues, and foundation problems.</p></div>

Q: How do I hire a reliable foundation repair company?

• <div><p>It&rsquo;s crucial to hire a foundation company that&rsquo;s professional, experienced, and reliable, starting by choosing local experts with at least five to ten years of experience with your type of project. Local foundation companies will understand the soil and weather conditions in your area and can carry out the best solution based on your property characteristics. You should ask for a list of customer references, read through online reviews, and check for customer complaints and unresolved issues filed with the Better Business Bureau (BBB) before hiring.</p></div>

Q: How serious is foundation settling?

• <div><p>Foundation settling is normal and expected if just a small amount of settlement occurs within a year or so after construction. This usually results in hairline cracks in the foundation, which aren&rsquo;t typically a problem. If settlement occurs years after construction, unevenly under your home, or results in signs of structural damage, then it could be very serious. Foundation stabilization and drainage system installation to fix unnatural settlement can cost tens of thousands of dollars and compromise the structural integrity of your entire home.</p></div>

Q: How much foundation sinking is too much?

• <div><p>Most houses are expected to settle over time, but foundation sinking of more than a few inches or uneven sinking of more than an inch for every 20 feet is cause for concern. Any significant or uneven sinking should be assessed by a professional to determine the cause and perform any necessary repairs. </p></div>

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Verified Reviews for Concrete Repair pros in Dadeville, AL

*The Angi rating for Concrete Repair companies in Dadeville, AL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Dadeville, AL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on December 04, 2025

Reviewed in August 2024
Andrew did a whole house remodel for me. He took it down to the sheetrock and concrete floors. A major overhaul was needed. Moved walls, doors and windows, and major sheetrock repair, and painting. He is a hands on contractor and very efficient. He helped me decide what was needed and what...
Mighty Oak Contractors LLC
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Reviewed in May 2023
We have a commercial rental property that he has done repairs to roof, pressure washed concrete side walks, repaired walls, painted and other maintenance jobs for. He gets you a quote fast and does the work quickly. Have used him a couple of times and will use him again when needed
Andrew Muncey's Home Repairs
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Reviewed in December 2022
We use Hammond for multiple services. We appreciate their professionalism! Kevin did a great job with the plumbing repair.
Hammond Services
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Reviewed in May 2022
Mr. Reyes and his team came in and added width to a too narrow driveway. In doing so, They showed us how it how it should have been done in the first place! Truly wonderful experience. For any concrete needs we have in the future , we already know who we are going to hire.
Prime Concrete Solutions LLC
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Reviewed in March 2021
This is the worst roofing company you could ever attempt to hire. When I say attempt to hire, that is exactly what I mean. I tried to hire this company a couple of years ago to repair my concrete tile roof leaks. Jeff came to my house and gave me a quote of over $13,000, and I agreed to use...
Hinkle Roofing
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Reviewed in August 2020
Concrete cart path from house down to the lake. Him and his crew did a great job. Very well satisfied.
4B Concrete Pumping
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Reviewed in September 2016
Excellent! The work was done in a few hours over two days. One to build the form and pour the concrete. Came back the next day to remove the form. Looks great!
Cane Creek Concrete Inc
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Concrete Driveways & Floors Installation

Concrete Flatwork Repair & Resurface

Handyman for Multiple Small Project Service

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Weissends Floor Service

Weissends Floor Service

R&M Building and Remodeling

R&M Building and Remodeling

Singleton Construction Company

Singleton Construction Company

Southern Oaks Lawn & Landscape, LLC.

Southern Oaks Lawn & Landscape, LLC.

Southeastern Concrete

Southeastern Concrete

USA Roofing LLC

USA Roofing LLC

Cardinal Concrete Services

Cardinal Concrete Services

Combined Construction Services, Inc.

Combined Construction Services, Inc.

Martinez Carpet Cleaning Services Llc.

Martinez Carpet Cleaning Services Llc.

A & P Services

A & P Services

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