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Plaster Repair questions, answered by experts

Generally, your homeowner’s insurance might only cover ceiling collapses caused by problems under the coverage, such as a busted pipe. But if the ceiling collapse resulted from owner negligence, maintenance issues, or other reasons excluded by your policy, you could be on your own. Some policies might cover damages caused by the collapse but not the repair itself. Check with your policy carrier for the most accurate information regarding ceiling collapse coverage.

Plaster is a beautiful finish but is labor-intensive to install and remove. It’s vulnerable to cracking and more sensitive to moisture variance than drywall. Installing plaster on a new wall is an expensive process that can take days to weeks, depending on the scope. Removing a plaster wall can also be quite expensive and time-consuming.

On average, repairing a ceiling costs anywhere from $450 to $1,750. However, there are many variables that can impact the price of this project. For example, the type of ceiling material, type and extent of the damage, and local labor rates all affect your costs. Holes and cracks are less expensive to fix, while structural issues and water damage are pricier problems.

Plaster provides a durable, soundproof, and moisture-resistant finish compared to drywall.

If you already have plaster walls and ceilings, adding new plaster costs $2 to $10 per square foot. For an average-sized room, that would come out to $1,200 to $10,000. However, the cost to replace plaster with drywall is higher—running between $720 and $1,250 for a 10-by-8-foot wall or ceiling (not including drywall finishing).

The Kodiak, AK homeowners’ guide to plaster repairs

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