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Yes, some homeowners insurance policies cover roof damage caused by snow. However, these full or partial payouts can vary depending on the age of your roof and other related factors, like the overall condition it was in before the snowfall. It’s best to check with your specific homeowners insurance policy to determine snow damage coverage and exclusions.

In most cases, it’s worth it to pay for professional snow removal. You can shovel the snow yourself, but it’s very labor-intensive and puts you at risk of injury or illness by performing exhausting manual labor in slippery conditions. Paying a professional removes that risk and saves you time and energy. Depending on your agreement, you could wake up to a cleared driveway and a car that’s ready to drive rather than have to get up early to do the work yourself.

Removing snow from your roof can help prevent ice dams, but the best thing to do is address insulation issues in your attic. If you do decide to remove the snow manually, you should always use a roof rake rather than a shovel. You shouldn’t climb your snowy roof in any circumstance, and roof rake allows you to remove the snow from the ground or a ladder. For the best results, remove snow as soon as possible after it falls.

Natural ice melts can often get the job done without damaging concrete. You can try non-corrosive options such as kitty litter, alfalfa meal, coffee grounds, sugar beet juice, and heated snow-melting mats. While they may cause some staining, these natural melts are safe for concrete, pets, and the environment.