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The length of time your siding will last will depend on the siding material and your climate. It’s important to remember that proper routine maintenance, like twice-a-year cleaning, is vital to help extend the longevity of your siding and to avoid replacement before its expected lifetime ends. 

• Vinyl, aluminum, and wood siding lasts 20 to 40 years

• Fiber cement siding lasts around 50 years

• Brick and stone veneer siding lasts at least 100 years

Siding repair costs $870 for an average homeowner. This cost could be as little as $75 or as much as $16,000, depending on your existing siding material, repair type, and damage level. For example, for basic siding repair, you can expect to pay between $2 and $16 per square foot for materials and labor. However, if you have extensive damage or for more expensive materials like stucco, that price jumps to $4 to $50 per square foot.

The cost to replace siding for your home is $11,450 on average. But siding replacement can cost up to $40,000 or more, with the largest expense being your chosen material. For example, for a 2,000 square feet house, the average cost of siding materials such as vinyl is between $9,000 and $14,000. Wood siding is a little more expensive, ranging from $16,000 to $26,000. However, for the same size house using brick or stone, that cost jumps to $18,000 to $100,000. When choosing to replace your home’s siding, it’s essential to consider your climate and longevity.

There are several different types of siding available to give you the home exterior of your dreams. Each type of siding has its own cost factors, estimated lifespan, and benefits to fit your needs. Some common siding options include:

• Vinyl 

• Wood 

• Aluminum 

• Fiber cement 

• Brick 

• Stone and stone veneer 

• Stucco

If you want to stay environmentally friendly, wood siding is natural, recyclable, and renewable. However, if you’re looking for a durable siding option that is more resistant to dents and scratches, brick or stone siding is your best choice.

There are certain circumstances where your homeowners insurance might cover the expense of siding repair. If you have siding damage due to extreme weather, a natural disaster, a fire, or a hail storm, your policy might fully or partially pay for the repair or replacement cost. However, most policies will not help pay for repairs due to general wear and tear. It’s best to review your homeowners insurance policy for full details on what may be covered.