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You're more likely to find a hobo spider outside rather than inside your home. If you do find one in your home, don't panic. You can remove the spider by catching it in a glass or cup and transporting it outside. You may also vacuum up the spider and remove it by emptying the vacuum bag. 

If you notice more than one spider, it may be a good idea to hire a local pest control company to check out the situation and recommend a course of action. 

While they can be effective at getting rid of bed bugs, there are risks of using bed bug pesticides if they’re not applied properly. The EPA only approves products that meet safety standards, but misuse, such as applying spray to skin, using outdoor products indoors, or overusing products, can pose serious health risks. Always read and follow label instructions carefully. For the safest and most effective results, it’s best to hire a licensed pest control professional.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Yes, mulch can attract pests. Spiders, centipedes, and ants are some common pests that are attracted to mulch. You can avoid infestation by laying your bags of mulch in the heat for a few hours or by using an inorganic mulch, as it’s less attractive to pests.