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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

The cost to hire a pest control specialist varies depending on the type of infestation. For example, the cost to exterminate spiders averages from $100 to $300. Other pest control costs include:

• Ants: $100–$500

• Bed bugs: $350–$5,000

• Cockroaches: $100–$600

• Fleas: $150–$400

• Rodents: $180–$600

• Wasps: $100–$1,300

• Mosquitos: $70–$500

• Bats: $230–$700

• Beehives: $75–$1,500

• Termites: $230–$2,500

• Snakes: $130–$600

• Armadillos: $50–$500

Skunks are nocturnal creatures, meaning they are primarily active at night, particularly around dusk and dawn. Their activity levels increase as the weather warms up, and they are generally dormant or inactive during the winter. Skunks are especially active during the spring months when they are foraging for fresh food and seeking mates. While they are typically not seen during the day, daytime activity is possible if a skunk is having trouble finding food, has babies to care for, or is severely ill.

To clean a trash can with maggots, combine chlorine bleach and hot water in a 1-to-1 ratio and pour about half a gallon of the solution into the bottom of your garbage can. Just make sure there aren’t holes in the can before doing so. Close the lid, and let the fumes go to work to kill the maggots. Rinse the can with a hose outside. Consider finishing up with a bleach disinfectant and a scrub brush before letting the can dry completely. You can also consider hiring an exterminator near you for a quick, easy solution to maggots in your garbage cans.