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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

Based on infestation severity, semi-annual or annual checks are recommended.

Brown recluse spiders are attracted to homes and properties in search of shelter and food. Key attractants include a steady supply of insects, which are their primary food source. Consequently, things that attract other bugs, like food left out or poorly sealed trash cans, will also indirectly attract spiders. They also seek warm, dry, dark spots with nooks and crannies for nesting, such as untended wood piles, dirt piles, and cardboard boxes. Additionally, excessive outdoor lighting can attract insects, which in turn draws in spiders.

Some believe that essential oils, like peppermint, may work the way that roach-repellent foods do: the roaches do not like the smell that the oil is producing and so they stay away. While essential oils can deter roaches from surfaces, they do not fight an infestation. Use essential oils as a prevention method, not a removal method.