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You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

It’s possible to use a torch to melt ice on your garage door, but we don’t recommend it. It’s very easy to bring the flame too close to the door, which can melt the weather stripping or even the garage door itself. You’ll melt ice quickly with a torch, but the damage you’re likely to cause can end up costing you a few hundred dollars to fix, which isn’t worth it. Instead, we recommend pouring hot water over the frozen area or using a less intense heat source, like a hair dryer or space heater.

While it is possible to remove snow from your roof without a professional, we don’t recommend it. Accessing your roof can be a dangerous task; pair that with slippery ice and snow that can be heavy to move, and you have a very risky problem on your hands. This dangerous situation becomes more high-risk when there’s a snowstorm or your roof has a steep pitch. To ensure that everyone stays safe, be sure to call a roof snow removal specialist to complete this job with the proper tools and equipment.

Yes, some homeowners insurance policies cover roof damage caused by snow. However, these full or partial payouts can vary depending on the age of your roof and other related factors, like the overall condition it was in before the snowfall. It’s best to check with your specific homeowners insurance policy to determine snow damage coverage and exclusions.