Best fireplace pros near Mercer, WI

You can build a fireplace on an existing house, but it’s much easier to construct a masonry fireplace when building a new house. To add to an existing house, you’ll need to build a chimney and ensure the foundation can support a true masonry fireplace. Alternatively, you can purchase a gas or electric fireplace insert, which isn’t as complicated to add to an existing structure.

Beyond having an inspection, it’s important to do chimney maintenance at least annually to be certain the chimney is safe to use. Cleaning the flue of any built-up particles, creosote, and soot reduces the risk of fire. Fortunately, the cost of hiring a pro to do a chimney inspection often includes a chimney cleaning, so you may not have an extra expense for maintenance.

Yes, a chimney cap is an excellent idea for several reasons. It prevents debris, rain, or snow from entering your chimney, which can cause moisture damage or blockages. A cap with a mesh screen also keeps animals like birds, squirrels, and bats from nesting in your chimney—or worse, getting into your abode. Additionally, chimney caps help prevent downdrafts, which can push smoke and harmful gases back into your home. Lastly, by installing a chimney cap, you will improve safety and enhance the overall efficiency of your fireplace.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.