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Metal shake roofs can last 50 to 75 years or more when properly maintained, compared to 20 to 40 years for a traditional asphalt shingle roof. Be sure to promptly repair damage and keep up with gutter maintenance to help extend the life of your metal roof.

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

Copper roof strips offer better coverage and more damage protection than zinc roof strips. Although both deter moss and algae growth, copper also offers UV protection. Zinc strips require more strips than copper to cover the roof’s surface area, which means more holes in your roof. Copper strips are also more flexible and last longer than zinc strips.

Moss grows in dark areas of roofs, including in corners and gutters. If left alone, it can grow under roofing and cause permanent damage. Here’s how to remove moss from metal roofs: 

• Soak the moss to soften it

• Scrub it away with a soft-bristled brush, or pick it off with your hands (be sure to wear gloves)

• Use a moss remover that’s compatible with metal roofing, following the manufacturer’s directions

• Remove dead moss and rinse the roof thoroughly

• Prevent future moss growth by trimming branches, cleaning gutters, and attaching zinc strips to moss-prone areas