Does homeowners insurance cover a detached garage?

<div><p>Yes, you should be able to cover your detached garage on your <a href="https://www.angi.com/articles/how-to-get-know-your-homeowners-insurance.htm">homeowners insurance policy</a>. Most policies will automatically cover it as a “separate structure,” but policies differ widely. It’s best to confirm with your insurance company whether or not it will cover the detached garage before starting this extensive project.</p></div>

Top 10 Best Garage pros in Rose Hill, VA

Addition to Existing Structure Building Service

Verified Reviews for Garage Service pros in Rose Hill, VA

*The Angi rating for Garage Service companies in Rose Hill, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Garage Service needs.

*The HomeAdvisor rating for Garage Service companies in Rose Hill, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Garage Service needs.

Last update on August 04, 2025

Reviewed in March 2025
Detached garage build went wonderfully. Kevin and his subcontractors did excellent work. The finished product is just as promised and was completed in a timely manner. Price at completion was as quoted and we are extremely happy with KOB LLC
KOB LLC
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Reviewed in September 2020
Angel showed up on time and worked right away to get our new garage door installed. He is very professional and courteous. His work ethic in pricing and labor is beyond approach. I’d recommend him to anyone without hesitation.
ALL DOOR INSTALLATION INC
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Reviewed in September 2020
The office staff and on-site workers (Chip & Crew) were amazing. I've used Pierpoint on other projects and remodels around the house and they've always been fantastic to work with. Very professional, timely, and great communication throughout the project. Highly recommended!!!
Pierpoint Construction Inc
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Reviewed in February 2023
Top notch, great job. We were kept informed of progress every step of the way. My strongest possible endorsement! MC Builders is a top quality and totally professional company. Our new garage exceeded all expectations.
MC Builders
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Reviewed in February 2017
I am writing this letter to thank Mr. Darryl Myers of Abilities Unlimited for the superb job he did building our three car garage. After many years of procrastinating about building a garage, we finalized our plans and settled on a three car oversized design. All that was left was finding a...
Abilities Unlimited
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Reviewed in July 2014
We had a detached garage built across from the main house. It had to emulate the existing garage, to include storage. The beauty of this, it looks like it has been on our property since the house was built almost 9 years ago. For anyone to put that much attention to detail with the owners...
Ogburn Construction Inc
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Garage pros in Rose Hill

Z&O CONSTRUCTION LLC.

Z&O CONSTRUCTION LLC.

Customers say: Quick response

Recommended by 100% of Angi customers

77 local quotes requested

For the quickest response, please call us directly. We are specializing in residential services including: Kitchen and Bathroom Remodeling, Flooring, Granite Counter top installation, Full Basement Remodeling, Painting, Deck, I am Oral Aydogdu. My wife, Fatma Zehra Aydogdu and I are the owners of this business. I have been in construction business since 2003 and have completed many projects with my in house employees. Free estimates provided so please give us a call today!

"The guys at Z and O Construction did a really nice job of replacing my back deck! The company owner, Oral Aydogdu, was very knowledgeable and helpful when explaining the work to be done. His Crew Chief, a gentleman named Lazarov, was a real master at building and fabricating things, and each of the guys on the crew was a solid professional. It was a pleasure having them around, watching them work, and learning some of their tricks and techniques for doing things! These guys did a beautiful job of replacing my deck, and bringing it up to current Fairfax County codes. This new deck is much better and stronger than the old deck was, and should last for many years!"

Bob K on May 2025

Steve Bouchard Roofing and More

No reviews

Steve Bouchard Roofing and More

No reviews

At Roofing and More we specialize in re-roofs. Shingles, metal, or whatever you have. We strive for perfection and punctuality. With almost 30 years experience,rest assured you are in good hands. We don't sell roofs. We sell piece of mind.

We are a construction company that specializes in custom agricultural, commercial, equestrian, and residential pole buildings.

All around great concrete work from sidewalks to highway bridges I have done it all I guarantee the structure and quality of my work

Viking Steel Structures

113 W Main St

No reviews

Viking Steel Structures

113 W Main St

No reviews

Viking Steel Structures is the nation’s 1 dealer for all your metal building needs, from carports, garages, barns, RV covers to agricultural and commercial metal buildings. We are one stop destination for all your Metal Buildings needs and provide exceptional customer service with the shortest lead times. We offers: Commercial metal buildings – engineered to exact specifications. American made steel buildings with a thicker steel gauge – 12-GA metal buildings. Metal Carports in all sizes, shapes, and colors - Based on Your Needs. Great-looking custom steel garages and sheds. Side-entry garages – save money with our 2-car, 3-car & 4-car metal garages Strong & Reliable Metal Barns, Lean-to metal buildings, workshops, commercial buildings and garages RV and motor-home covers Best Metal Building Prices, Shortest Lead Time, Fast Delivery, Free Installation

The Shed Zone LLC

11201 Patrick Henry Hwy

5.00(

)

The Shed Zone LLC

11201 Patrick Henry Hwy

5.00(

)

Customers say: Quick response

Recommended by 100% of Angi customers

Shed sales & custom designs. We are always available by phone, email and appointment. Our main line is forwarded to our cell, so call any time.

Hiatt Construction LLC

527 Pine Spur Lane

No reviews

Hiatt Construction LLC

527 Pine Spur Lane

No reviews

12 years of experience

Hiatt Construction L.L.C. operates from Ararat, VA. is a General Contractor in commercial, residential construction, industrial, education, aviation, farm, banking and restaurants. Hiatt Construction L.L.C. does contracting, construction management and consulting to meet your needs and budget. Build new, remodel or rebuild after a disaster call (276) 633-4482. Class A license # 2705152084, CBC (Commercial Building) & RBC (Residential Building) .Other companies may offer similar services, but our services are the best, and come with a personal and professional touch. Now serving all of Florida. Florida Licensed Commercial Building License # CBC1261478! For Florida Call (321) 262.2920

19 years of experience

At Timberline Barns we strive to offer competitive prices and quality service in storage sheds, portable cabins, prefab garages, and backyard structures. Each treated wood, vinyl, and metal building comes with a 5 year warranty and is customizable to your individual needs. Custom options include an upgraded roll-up garage door, an entry ramp, a storage loft, a workbench, windows, 16” on center framing, and more. We delivery in Western Virginia, Eastern Tennessee, and Southeastern Kentucky.

MTJ Property Management

601 Bellview Ave

No reviews

MTJ Property Management

601 Bellview Ave

No reviews

9 years of experience

Specialize in large tree removal and any landscaping needs

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FAQs for garage service projects in Rose Hill, VA

Yes, you should be able to cover your detached garage on your homeowners insurance policy. Most policies will automatically cover it as a “separate structure,” but policies differ widely. It’s best to confirm with your insurance company whether or not it will cover the detached garage before starting this extensive project.

It’s typically less expensive to buy a garage-building kit than to build a garage from scratch if you’re supplying all the labor. However, unless you are an experienced builder, you will still need to hire pros to install the foundation, concrete floor, and add electrical and plumbing to your garage kit. In that case, it’s worth the investment to build a garage through a local garage builder who can coordinate the hiring of other necessary pros.

The cost to convert a carport into a garage averages about $22,000, ranging from about $15,000 and $55,000. Additional cost factors to consider include size, time of year, and how much of the carport you can reuse. Other cost factors include the kinds and amounts of materials used, such as:

Add insulation: $1 per square foot
Add drywall: $1–$3 per square foot
Add window: $450–$2,000 per window
Add outlets: $75–$500
Add garage door: $250–$11,200
Enclose framing: $5–$13 per square foot
Replace roofing: $1,000–$2,000

The cost to build a detached garage for two cars costs about $26,400 on average. Prices range from $19,200 to $33,600, depending on your location, the garage size, height, materials, and site prep required. Additional cost factors include any plumbing, electrical wiring, and insulation. If you need to build a concrete foundation for a new detached garage, you can expect to pay $1,000 to $8,600 for this essential addition.

The average cost to remodel a garage is around $18,000, ranging from $1,500 to $50,000, depending on size, materials, location, and other factors like plumbing and electrical. Garage remodels that include changing the roof and walls add significant expenses to the project. Plus, you can expect to pay about $1,400 for the building conversion permits. For a simple remodel, like painting interior walls and recoating the garage floor, it will cost about $2 to $5 per square foot.