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Verified Reviews for Property Appraisal pros in Lake Monticello, VA

*The Angi rating for Property Appraisal companies in Lake Monticello, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Lake Monticello, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 25, 2025

Find Property appraisers in Lake Monticello

William Hernandez

4.51(
171
)
•Approved Pro

William Hernandez

4.51(
171
)
•Approved Pro
Customers say: Terrific value
74 local quotes requested
20 years of experience

With over 21 years of experience in the appraisal industry, we are the experts you need to take care of your home or investment property. We specialize in the following type of Appraisals: Estate Date of Death/Retrospective, Divorce or Separation of Assets, Tax Appeal, Pre-Listing or Sale, Review or Appeal, Bankruptcy, Immigration, Estate Budgeting, and Finance Appraisals. Additionally we have vast experience in working with Law Offices and testifying on your behalf. W will treat your home as we would treat our own. We are just a call or text away. Give William Hernandez a call today, we look forward to working with you!

"He was excellent. Very knowledgeable and seasoned appraiser. I would recommend him to anyone who isn’t familiar with how the appraisal process works. "

A W on October 2025

With over 21 years of experience in the appraisal industry, we are the experts you need to take care of your home or investment property. We specialize in the following type of Appraisals: Estate Date of Death/Retrospective, Divorce or Separation of Assets, Tax Appeal, Pre-Listing or Sale, Review or Appeal, Bankruptcy, Immigration, Estate Budgeting, and Finance Appraisals. Additionally we have vast experience in working with Law Offices and testifying on your behalf. W will treat your home as we would treat our own. We are just a call or text away. Give William Hernandez a call today, we look forward to working with you!

"He was excellent. Very knowledgeable and seasoned appraiser. I would recommend him to anyone who isn’t familiar with how the appraisal process works. "

A W on October 2025

Avatar for Rinker Design Associates, P.C.

Rinker Design Associates, P.C.

No reviews yet

Rinker Design Associates, P.C.

No reviews yet
43 years of experience

Transportation/Utility Design, Traffic, Land Development and Planning, Surveying, Right-of-way Acquisition, Environmental, Construction Engineering and Inspection, Structural, Litigation Support

Transportation/Utility Design, Traffic, Land Development and Planning, Surveying, Right-of-way Acquisition, Environmental, Construction Engineering and Inspection, Structural, Litigation Support

Avatar for Red Horse Estate Sales

Red Horse Estate Sales

No reviews yet

Red Horse Estate Sales

No reviews yet

Red Horse Estate Sales is a family owned and locally operated business specializing in estates sales in Central Virginia. Founded as an extension of Elmore Auctioneering & Appraisal LLC, we now offer a broader range of services for you, your business, and your family. Services Provided -Total or Partial Personal Property Tag Sales & Auctions -Certified Appraiser for Estate Planning & Asset Distribution -Sales for Estate Settlement -Downsizing & Relocation Sales

Red Horse Estate Sales is a family owned and locally operated business specializing in estates sales in Central Virginia. Founded as an extension of Elmore Auctioneering & Appraisal LLC, we now offer a broader range of services for you, your business, and your family. Services Provided -Total or Partial Personal Property Tag Sales & Auctions -Certified Appraiser for Estate Planning & Asset Distribution -Sales for Estate Settlement -Downsizing & Relocation Sales

Avatar for Johnson's Photography

Johnson's Photography

No reviews yet

Johnson's Photography

No reviews yet
13 years of experience

We are a family owned and operated business helping families freeze those special moments and business owners grow their business.We offer affordable Photography services to a wide range of clients. We have several different packages and payment plans to meet our clients budget needs.

We are a family owned and operated business helping families freeze those special moments and business owners grow their business.We offer affordable Photography services to a wide range of clients. We have several different packages and payment plans to meet our clients budget needs.

Avatar for Mike Murgatroy CrossCountry Mortgage

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)
Customers say: True professional
Recommended by 97% of Angi customers
Recommended by 97% of HomeAdvisor customers

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Property Appraiser questions, answered by experts

To get the highest appraisal value possible for your home, make any necessary repairs and updates prior to the appraisal. Some examples of tasks include updating landscaping to boost curb appeal, renovate older areas of the home, and consider staging your home. Keep in mind that some aspects of the appraisal are out of your control, such as comparable properties nearby.

Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They’ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

The Lake Monticello, VA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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