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William Hernandez

4.51(
171
)
Approved Pro

William Hernandez

4.51(
171
)
Approved Pro
Customers say: Terrific value
77 local quotes requested
20 years of experience

With over 21 years of experience in the appraisal industry, we are the experts you need to take care of your home or investment property. We specialize in the following type of Appraisals: Estate Date of Death/Retrospective, Divorce or Separation of Assets, Tax Appeal, Pre-Listing or Sale, Review or Appeal, Bankruptcy, Immigration, Estate Budgeting, and Finance Appraisals. Additionally we have vast experience in working with Law Offices and testifying on your behalf. W will treat your home as we would treat our own. We are just a call or text away. Give William Hernandez a call today, we look forward to working with you!

"He was excellent. Very knowledgeable and seasoned appraiser. I would recommend him to anyone who isn’t familiar with how the appraisal process works. "

A W on October 2025

With over 21 years of experience in the appraisal industry, we are the experts you need to take care of your home or investment property. We specialize in the following type of Appraisals: Estate Date of Death/Retrospective, Divorce or Separation of Assets, Tax Appeal, Pre-Listing or Sale, Review or Appeal, Bankruptcy, Immigration, Estate Budgeting, and Finance Appraisals. Additionally we have vast experience in working with Law Offices and testifying on your behalf. W will treat your home as we would treat our own. We are just a call or text away. Give William Hernandez a call today, we look forward to working with you!

"He was excellent. Very knowledgeable and seasoned appraiser. I would recommend him to anyone who isn’t familiar with how the appraisal process works. "

A W on October 2025


Avatar for Red Horse Estate Sales

Red Horse Estate Sales

No reviews yet

Red Horse Estate Sales

No reviews yet

Red Horse Estate Sales is a family owned and locally operated business specializing in estates sales in Central Virginia. Founded as an extension of Elmore Auctioneering & Appraisal LLC, we now offer a broader range of services for you, your business, and your family. Services Provided -Total or Partial Personal Property Tag Sales & Auctions -Certified Appraiser for Estate Planning & Asset Distribution -Sales for Estate Settlement -Downsizing & Relocation Sales

Red Horse Estate Sales is a family owned and locally operated business specializing in estates sales in Central Virginia. Founded as an extension of Elmore Auctioneering & Appraisal LLC, we now offer a broader range of services for you, your business, and your family. Services Provided -Total or Partial Personal Property Tag Sales & Auctions -Certified Appraiser for Estate Planning & Asset Distribution -Sales for Estate Settlement -Downsizing & Relocation Sales


Avatar for Johnson's Photography

Johnson's Photography

No reviews yet

Johnson's Photography

No reviews yet
13 years of experience

We are a family owned and operated business helping families freeze those special moments and business owners grow their business.We offer affordable Photography services to a wide range of clients. We have several different packages and payment plans to meet our clients budget needs.

We are a family owned and operated business helping families freeze those special moments and business owners grow their business.We offer affordable Photography services to a wide range of clients. We have several different packages and payment plans to meet our clients budget needs.




Avatar for Mike Murgatroy CrossCountry Mortgage

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)
Customers say: True professional
Recommended by 97% of Angi customers
Recommended by 97% of HomeAdvisor customers

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Property Appraiser questions, answered by experts

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Wainscoting isn’t a design element that can be directly tied to an increased house price. Despite that, it is a highly marketable element that can generate significant interest from potential buyers who enjoy the style, and is relatively inexpensive to remove for those who don’t. If you are on the fence about paneling, just know that it certainly wouldn’t result in depreciation of your home’s value—usually the opposite. 

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Yes, the age of your home can impact its value. However, age is just one of many factors that will have an effect. An older home may be perceived as needing more work and maintenance, but if you’ve kept up with repairs or done any renovations, this will increase its value. Buyers will also consider the size of the house, location, and how nearby homes are priced. Lastly, value also depends on whether it’s a buyer or seller’s market.

The Esmont, VA homeowners’ guide to property appraisals

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