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Full Time Real Estate Expert serving buyers and sellers moving in and out of the area. Our areas of expertise are Spotsylvania, Fredericksburg, and Stafford.



Morris & Co. Realty, LLC

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Morris & Co. Realty, LLC

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23 years of experience

We are a full service real estate company specializing in residental, land, new builds, and commercial. We have over 80 combined years of experience. We work together as a team, so select Morris & Co. as your real estate brokerage and you get not only 1 agent working for you but 7.

We are a full service real estate company specializing in residental, land, new builds, and commercial. We have over 80 combined years of experience. We work together as a team, so select Morris & Co. as your real estate brokerage and you get not only 1 agent working for you but 7.


Avatar for Simmons & Associates Realty Inc

Simmons & Associates Realty Inc

5.00(
1
)

Simmons & Associates Realty Inc

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

We are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, Simmons & Associates Realty Inc has the expertise and resources to help you achieve your real estate goals. As is often said, real estate is about location, location, location. Call us today!

We are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, Simmons & Associates Realty Inc has the expertise and resources to help you achieve your real estate goals. As is often said, real estate is about location, location, location. Call us today!




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Real Estate Agents questions, answered by experts

If the value of the home you want to buy is appraised at less than the price of the offer, you may not be able to obtain a loan for the offer amount. Lenders want to ensure that the amount they’re lending isn’t more than the market value of the property, so you may have to increase your down payment to reduce the loan amount or get a second appraisal if you still want to proceed with the purchase.

Yes, a bump-out in any room, whether it’s the bedroom, bathroom, or kitchen, increases home value. Bump-outs add square footage and create a more modern, appealing look, which are proven ways to increase home value. On average, bump-outs offer an ROI between 30% and 50%. 

Under the right circumstances, removing your popcorn ceiling can have a favorable ROI exceeding 80%. The ROI depends on several factors, such as the size of your ceiling, where the texture is located in your home, the state of the housing market, and whether the ceiling contains asbestos.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

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