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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.


Karen Krajc Barnett Realtor

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Karen Krajc Barnett Realtor

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15 years of experience

Everyone knows what it feels like to receive great customer service. The secret to providing that is loving your job, and nobody loves real estate like I do. I absolutely love my job; there is nothing like the feeling of finding a dream home for a customer. I love dealing with all sorts of people and connecting on a personal level with them. It is why I am able to go to work everyday with a smile and effortlessly provide seamless, professional, and unbeatable service! I am married to Rhandy Barnett, former coach and school teacher in Mercer County. Although we live in Princeton, my hometown is Gary, WV located in McDowell County. I gladly serve as a member of the Executive Board for the Mercer Tazewell County Board of Realtors to make policy and procedure and ensure the rights of Realtors. I have been involved in Real Estate since 2001, having started in Lakeland, FL as a Broker Assistant before coming back to West Virginia and starting with ERA Advantage Realty. I am a member of the NAR and specialize in many fields from residential sales and luxury homes to first time home buyers or down-sizers. I have been awarded with the “Sales Achievement Award” for 3 years running, and with my excellent attention to detail, fantastic attitude, and local knowledge, I am a step above the rest and will not be dropping that title anytime soon! Call or email me today, let me show you how fun real estate is supposed to be!

Everyone knows what it feels like to receive great customer service. The secret to providing that is loving your job, and nobody loves real estate like I do. I absolutely love my job; there is nothing like the feeling of finding a dream home for a customer. I love dealing with all sorts of people and connecting on a personal level with them. It is why I am able to go to work everyday with a smile and effortlessly provide seamless, professional, and unbeatable service! I am married to Rhandy Barnett, former coach and school teacher in Mercer County. Although we live in Princeton, my hometown is Gary, WV located in McDowell County. I gladly serve as a member of the Executive Board for the Mercer Tazewell County Board of Realtors to make policy and procedure and ensure the rights of Realtors. I have been involved in Real Estate since 2001, having started in Lakeland, FL as a Broker Assistant before coming back to West Virginia and starting with ERA Advantage Realty. I am a member of the NAR and specialize in many fields from residential sales and luxury homes to first time home buyers or down-sizers. I have been awarded with the “Sales Achievement Award” for 3 years running, and with my excellent attention to detail, fantastic attitude, and local knowledge, I am a step above the rest and will not be dropping that title anytime soon! Call or email me today, let me show you how fun real estate is supposed to be!


Stevens' Realty & Management

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Stevens' Realty & Management

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32 years of experience

Where our customers are the bright spot of our day. They deserve "a place for everyone." and "The friendship of those we serve is the foundation of our business." Gifts To Go Gift Shop located at Parsons Office Vacation Rentals Available Professional Rental Management Department of Motor Vehicles License Service Temporaries, Titles, Transfers Fax, Notary and Copy Service Available Proud Supporter of the Tucker County Mountain Lions & Philip Barbour Colts

Where our customers are the bright spot of our day. They deserve "a place for everyone." and "The friendship of those we serve is the foundation of our business." Gifts To Go Gift Shop located at Parsons Office Vacation Rentals Available Professional Rental Management Department of Motor Vehicles License Service Temporaries, Titles, Transfers Fax, Notary and Copy Service Available Proud Supporter of the Tucker County Mountain Lions & Philip Barbour Colts




Coldwell Banker Stuart & Watts Real Estate

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Coldwell Banker Stuart & Watts Real Estate

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16 years of experience

Welcome to Historical Lewisburg, West Virginia and the Greenbrier Valley. Tom & Terri Johnson, agents at Coldwell Banker Stuart and Watts Real Estate, are your source for real estate needs in Lewisburg. In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Lewisburg with our New Listings Notification. If you own real estate that you're thinking of selling, we would be happy to provide you with a FREE Home Evaluation. Whether you are buying or selling a home, hire someone like ourselves, who wants to earn your business. We invite you to contact us as we would be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in West Virginia, please contact us. Please browse our website for listings, reports and important local real estate information. Sincerely, Tom & Terri Johnson Coldwell Banker Stuart and Watts Real Estate

Welcome to Historical Lewisburg, West Virginia and the Greenbrier Valley. Tom & Terri Johnson, agents at Coldwell Banker Stuart and Watts Real Estate, are your source for real estate needs in Lewisburg. In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Lewisburg with our New Listings Notification. If you own real estate that you're thinking of selling, we would be happy to provide you with a FREE Home Evaluation. Whether you are buying or selling a home, hire someone like ourselves, who wants to earn your business. We invite you to contact us as we would be happy to assist you with this important transaction. In addition, if you have any general questions about buying or selling real estate in West Virginia, please contact us. Please browse our website for listings, reports and important local real estate information. Sincerely, Tom & Terri Johnson Coldwell Banker Stuart and Watts Real Estate





NVR Inc

1.50(
2
)

NVR Inc

1.50(
2
)
77 years of experience

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and constructs homes under the Ryan Homes, NVHomes, Fox Ridge Homes and Heartland Homes. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.

"We absolutely love our new Ryan home, which is ready to move into. Jon, the construction manager was true to his word, and had the Home completed by the end of May. However., DO NOT GO WITH NVR MORTGAGE! We were supposed to close June 7, and Martha from NVR knew we wanted an early June close, I was retiring July 1st, and our mortgage was based on my pension MONTHS AGO. Now, a few weeks before closing after we scheduled a TON of services including movers, truck, friends taking off to help, babysitters for kids, and have a buffer of 3 weeks before we have to move out of a rental end of June; Martha tells me they require a certain letter from the pension that I will not receive until mid-july. Because of this they initially said we couldn't close until July. Then it is June 20th. If she provided us with this information months ago, we could have planned differently. Now we are scrambling to figure out what to do. So, I repeat, DO NO GO WITH NVR MORTGAGE. I'm not the only one either. I just spoke to our new neighbors who broke off with NVR and Martha after 6 months before closing because of similar issues. DO NOT GO WITH NVR MORTGAGE!!!! it should be NO STARS FOR NVR MORTGAGE."

Donald C on May 2023

NVR, Inc. operates in two business segments: homebuilding and mortgage banking. The homebuilding unit sells and constructs homes under the Ryan Homes, NVHomes, Fox Ridge Homes and Heartland Homes. As a corporate entity, NVR, Inc. provides various support functions for each of its sub-entities. These include sales and marketing support, vital human resource specialists, and an advanced information technology department, which provide a network of resources utilized by NVR, Inc. holdings.

"We absolutely love our new Ryan home, which is ready to move into. Jon, the construction manager was true to his word, and had the Home completed by the end of May. However., DO NOT GO WITH NVR MORTGAGE! We were supposed to close June 7, and Martha from NVR knew we wanted an early June close, I was retiring July 1st, and our mortgage was based on my pension MONTHS AGO. Now, a few weeks before closing after we scheduled a TON of services including movers, truck, friends taking off to help, babysitters for kids, and have a buffer of 3 weeks before we have to move out of a rental end of June; Martha tells me they require a certain letter from the pension that I will not receive until mid-july. Because of this they initially said we couldn't close until July. Then it is June 20th. If she provided us with this information months ago, we could have planned differently. Now we are scrambling to figure out what to do. So, I repeat, DO NO GO WITH NVR MORTGAGE. I'm not the only one either. I just spoke to our new neighbors who broke off with NVR and Martha after 6 months before closing because of similar issues. DO NOT GO WITH NVR MORTGAGE!!!! it should be NO STARS FOR NVR MORTGAGE."

Donald C on May 2023

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Real Estate Agents questions, answered by experts

It’s often a good idea to take care of any health and safety repairs before an appraisal to make sure the mortgage can move to underwriting without having to pay for another appraisal. Replace any broken glass, fix uneven or sloping floors, ensure all steps have appropriate handrails, and have a professional get rid of mold, asbestos, and lead paint. Beyond these repairs, you can update appliances or fixtures and focus on aesthetic improvements like new paint to add the most value before scheduling an appraisal.

The age of the well, installation methods, and maintenance logs can affect your home insurance premiums and any potential future claim. Mortgage companies can request proof of water quality before they approve the loan. Review all well information, including the Shared Well Agreement, before you make an offer to purchase.

Finishing a basement can add value to your house by transforming an unused area into valuable living space. Finished basements can provide an average 70% return on investment (ROI), depending on your area and the type of basement. As long as you follow all local building codes, including installing points of egress, you may be able to count a finished basement toward your home’s total square footage.

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

While there's not a lot of definite research, some experts suggest that an in-ground or wall-mounted basketball hoop can add value to your home by increasing curb appeal. In addition, having a basketball hoop is an attractive feature of a house since it promotes physical activity, especially for children.

The Gilbert, WV homeowners’ guide to real estate services

From average costs to expert advice, get all the answers you need to get your job done.