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It takes anywhere from three to seven years for a stump to decompose on its own. This timeframe can depend on the kind of tree and your climate. The lower to the ground the stump is, the faster it rots. If you kill a tree stump with salt, boiling water, herbicide, light deprivation, or burning, the tree stump decomposes faster. 

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.

Yes, it’s possible to overwater a newly-planted tree. Daily watering is great for the first few weeks, but it’s important not to go overboard. Excessive watering can lead to various problems, including root rot, fungal diseases, and a lack of root development.

A serrated knife will work for cutting off small palm tree fronds, about 1 inch in diameter. For larger fronds, you will need pruning shears. You may also use a pruning saw, and if your palm tree is especially tall, an extended pole saw can help you reach the brown fronds around the trunk.