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In most cases, having a fire hydrant installed on your property, whether it’s maintained by you personally or your municipality, will reduce your insurance premiums. Its proximity to any buildings on the property will reduce the time it takes to put out a fire, thus reducing the resulting damage.

No, you can’t completely fireproof a house. There is always a chance that a fire can break out inside or outside your home. Even if most of the home is built with fireproof materials, a long-burning fire can still cause damage. Still, fireproofing efforts can buy you additional time to evacuate and give you a better chance of salvaging your home after a fire rather than needing to rebuild entirely.

Yes, a faulty or broken light switch can be a serious fire hazard. Malfunctioning switches often result from loose wiring, exposed connections, or other electrical problems that can cause overheating or sparking. Warning signs include crackling, popping, or hissing sounds when you flip the switch, which indicates live electricity that could ignite nearby flammable materials. If you suspect your light switch is faulty, immediately turn off the power at the circuit breaker and contact a qualified electrician to remedy the issue.

You should only use water to put out a fire in your fireplace in an emergency situation. Even then, it is better to use a fire extinguisher to put out a fire quickly. Make sure every room in your house that has a fireplace also has a fire extinguisher—and that everyone in your household knows how to use one.