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Grinding is a more efficient way to deal with a tree stump, although it won't remove it entirely. Even if you grind your tree stump down, the root system will still remain in place, though that will likely eventually rot. Grinding a stump will also produce chips that you can use as mulch or to cover up the hole that the process leaves behind.

If you’re hiring a company to perform stump grinding—or any home service for that matter—you’ll want them to at least have general liability insurance and worker’s compensation insurance. This type of coverage protects both you and the business in the case of any accidents. Professional liability insurance and inland marine insurance plans are also important for tree companies to have. Ask any pro you’re considering hiring about licenses and insurance coverage before booking the job.

It is possible for you to cut down your own tree, but only take this project on if it’s a small tree and you’re experienced handling a chainsaw. If you need to use a ladder to cut down the tree or tree limbs, it’s too large (and dangerous) for you to remove yourself. 

Hire a pro instead who can safely remove the tree without injury to you, themselves, or your home. Either way, look into tree removal regulations for the state you live in before having a tree removed to ensure it’s not a historic tree or protected by your city.

Leaving a dead tree can expose your other trees to potential diseases, pests, and fungi, and it can also be a hazard. If your tree is dead, then you should hire a tree maintenance service to remove it. Cutting down trees is extremely dangerous, and a professional can ensure no one gets hurt and there is no damage to your property. Tree removal costs between $200 and $2,000 and will prevent future issues and keep you and your property safe.