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Chimney Repair questions, answered by experts

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

Regular cleaning, rust prevention treatments, and protective coatings extend lifespan and appearance.

On average, a roof lasts 30 years—depending on the material. Metal roofs can last up to 70 years, while zinc, specifically, can last well over 100 years. These roofs can reach their intended life span with maintenance that includes seasonal gutter cleaning, pruning nearby trees to avoid damage, and routine inspections every year.

The placement of snow guards depends on the individual roof, but typically snow guards are placed between 12 and 18 inches from the eaves, though they can be placed as close as six inches and as far as 24 inches from the eaves. A roofing professional can assess the roof and potential snow loads to determine the best placement.

Common materials used include aluminum, stainless steel, galvanized steel, and copper, each selected for their properties suited to specific repair needs.

The Springfield, SD homeowners’ guide to chimney repairs

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  • 🌱 "Mow a small front yard"
  • 🛠 "Fix a leaking pipe under the sink"
  • 🏠 "Repair shingles on an asphalt roof"