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Structural Engineering questions, answered by experts
The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.
It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.
Yes, you can put a doorway in a structural wall; in fact, most exterior doors are set into structural walls. The project is a little more challenging than installing a door in a non-load-bearing wall because you need a structural engineer to assess the wall and make sure it’s safe to create a wall opening. Your engineer’s report will include instructions for your contractor on how and where to install additional supports, like steel headers above the door, to distribute the weight above to the wall on either side of the door.
Cathedral ceilings make a statement in your home, but at the cost of your attic space. Normal attics are wide open, which allows warm air to move around and exit your home. Because of this, cathedral ceilings make your home less energy efficient and put your ceiling at risk of venting issues if you’re not careful. They also reduce your attic storage space, potentially cause an echo, and even make it harder to change a light bulb.
The 10 10 rule describes the formula most contractors use to determine how much to charge for a job. Allowing for 10% overhead above the total projected cost to do the work and 10% profit sets a contractor up for success, even if there are delays or other problems on the project. This formula isn’t a hard-and-fast rule, but it is a ballpark figure to begin with when estimating your expenses on a job.
The Saint Francis, SD homeowners’ guide to structural engineering services
From average costs to expert advice, get all the answers you need to get your job done.
The cost of a structural engineer is easily justifiable given the value they bring to the table. Use this guide to see what hiring your professional will total.
Beam installation costs are an important consideration if you’re building a home or doing renovations. Learn about average costs and factors in this guide.
Spotting deep foundation cracks or sagging floors? Learn about structural engineering costs, serious warning signs, and how to hire the right local pro.
It can be hard to choose the right pro for any job, but it matters. Learn how to hire a structural engineer who'll get the job done right from start to finish.
