How do you choose a residential structural engineer?

• <div><p>The process of hiring a structural engineer starts by finding reliable professionals in your area and comparing quotes from at least three of them. From there, you can narrow down your selection by asking some leading questions:</p><ul><li><p>Do you have experience working in my specific area?</p></li><li><p>Do you have professional indemnity insurance?</p></li><li><p>What will your structural report cover?</p></li><li><p>Do you charge a flat fee for a structural report or by the hour?</p></li><li><p>How long have you been in business?</p></li><li><p>Do you have a list of customer references?</p></li></ul><p></p></div>

Are there benefits to consulting an engineer before home modifications?

• <div><p>Absolutely, as it ensures designs are viable and won’t compromise structural integrity.</p></div>

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Q: Will a bank finance a house with foundation problems?

• <div><p>It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won&rsquo;t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing. </p></div>

Q: Are dormers load-bearing?

• <div><p>Dormers must be able to bear the load of their own construction and the added window. The style of the dormer, however, will determine where the weight loads onto your home's structure. A gable dormer bears the weight on the side walls whereas a shed dormer bears it on the front walls.</p></div>

Q: Why should I add structural support for my house after I raise it?

• <div><p>If your home's foundation was damaged due to shifting soil, the same problem will reoccur unless you stabilize the structure by adding posts in the bedrock.</p></div>

Q: Are there benefits to consulting an engineer before home modifications?

• <div><p>Absolutely, as it ensures designs are viable and won&rsquo;t compromise structural integrity.</p></div>

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Structural Engineering questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

Dormers must be able to bear the load of their own construction and the added window. The style of the dormer, however, will determine where the weight loads onto your home's structure. A gable dormer bears the weight on the side walls whereas a shed dormer bears it on the front walls.

If your home's foundation was damaged due to shifting soil, the same problem will reoccur unless you stabilize the structure by adding posts in the bedrock.

The process of hiring a structural engineer starts by finding reliable professionals in your area and comparing quotes from at least three of them. From there, you can narrow down your selection by asking some leading questions:

Do you have experience working in my specific area?
Do you have professional indemnity insurance?
What will your structural report cover?
Do you charge a flat fee for a structural report or by the hour?
How long have you been in business?
Do you have a list of customer references?

Absolutely, as it ensures designs are viable and won’t compromise structural integrity.

The Murdo, SD homeowners’ guide to structural engineering services

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