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Structural Engineering questions, answered by experts
It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.
You should avoid drilling or cutting into load-bearing beams because removing material will weaken it and increase the risk of structural damage or even collapse. If you do need to drill into a load-bearing beam, speak with a structural engineer first to discuss where it’s safest to drill and the width and depth of the bit that’s safe to use.
The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.
Their expertise in identifying potential problems early and implementing durable solutions safeguards your home’s integrity.
The essential difference between an architect and an engineer is that architects typically focus more on the aesthetic design of buildings, although not without consideration for the structural integrity of the building. Engineers focus more on the structural, technical, and practical aspects of whether and how an architectural design can be built as drawn. You may need to hire both types of professionals if you’re designing and building a new home.
The Pine Ridge, SD homeowners’ guide to structural engineering services
From average costs to expert advice, get all the answers you need to get your job done.
The cost of a structural engineer is easily justifiable given the value they bring to the table. Use this guide to see what hiring your professional will total.
A new steel I-beam is more durable than a wooden one. Learn what factors can affect steel I-beam installation costs and how to budget for this project.
Spotting deep foundation cracks or sagging floors? Learn about structural engineering costs, serious warning signs, and how to hire the right local pro.
It can be hard to choose the right pro for any job, but it matters. Learn how to hire a structural engineer who'll get the job done right from start to finish.