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Doubling the insulation in your home also doubles the R-value of said insulation. In other words, by adding more insulation, you can reduce the heat loss by half. Most homes benefit from increasing insulation. Older homes, in particular tend to have less insulation as is, so doubling your insulation could drastically reduce your energy bills, keep your home more comfortable, and take the strain off your HVAC system.

Insulating a detached garage won't reduce your home's heating or cooling bills—and insulating an attached garage will only have a small effect on your home's energy efficiency. However, insulating an attached garage can reduce the transfer of heating and cooling to and from the outdoors, which can reduce the amount of energy your home needs to stay comfortable. Also, having an insulated garage is just more pleasant. Balance the cost of insulating your garage with how you'll use the space to determine if the project is worth it.

Cellular shades, also known as honeycomb shades, are the most energy-efficient and insulating window treatments. Their honeycomb structure is made of soft fabric that forms layered cell pockets. These pockets trap air, creating a thermal barrier that reduces heat loss in the winter and blocks heat gain in the summer. For even greater insulation, consider double- or triple-cell varieties. Side-tracked cellular shades, which seal the edges of the window frame, can further minimize air leaks and maximize energy efficiency.

If you need to insulate behind finished walls, the best option will likely be to have an insulation professional install blown-in insulation. The installation requires small holes cut in your wall, after which the installer can blow loose-fill insulation into the void. After the installation, you’ll have minor drywall patching, which shouldn’t cost more than $100. Compared to ripping down the existing drywall, using a different type of insulation, and replacing and finishing the drywall, this should save you hundreds or even thousands, depending on the size of the room you’re insulating.