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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Yes, you can absolutely use a sand filter with a saltwater pool, but you’ll have to make sure you have the right grade of sand to catch smaller particles, just like in a standard pool. To choose the right pool filter, consider the degree of filtration you’ll need. Cartridge or diatomaceous earth filters can remove smaller particles, so they’re better suited for a less chlorinated saltwater pool.

You can make your pool accessible to people with disabilities or mobility issues by adding a sloped entrance to the pool and including handrails at all entry and exit points. A pool lift, though expensive, makes it especially easy for people with all levels of mobility to enter and exit a pool safely. Upgrading your whole home to be more accommodating? Here are several tips to make your home more accessible for those with disabilities or those aging in place.

You'll feel the most comfortable in pool water between 78 and 82 degrees Fahrenheit. Lower temperatures are a bit brisk, while higher temperatures can lead to algae and cloudy pool water. Choose a pool heater that either runs automatically when your water dips below 78 or switch it on several hours before using the pool for the day.