Get matched with top fireplace pros in Hoven, SD

Installing a fireplace insert can get you more heat without replacing the whole fireplace and chimney. Other benefits include their convenience (you can turn them on and off with a simple flip of a switch), safety (most models have built-in sensors that will turn off the fireplace if they detect carbon monoxide), a modern aesthetic, and superior energy efficiency.

For many people, the primary disadvantage of a gas fireplace insert is that it doesn’t look or smell like a classic wood-burning fire. Additionally, the labor costs of installing a gas insert are higher than some other types of fireplace inserts, including electric and pellet inserts. There are also limitations on where you can install ventless gas fireplaces because they’re banned in certain places (including California).

Chimneys should either be sealed or waterproofed, which is different from sealing off—closing at both ends—a chimney. Waterproofing and sealing are both crucial steps to take to prevent water damage and the chimney leaking inside the house. While waterproofing is more comprehensive, both help safeguard your chimney, extending its life span and preventing expensive repairs. 

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.