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Chimney Repair questions, answered by experts

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

Copper roofing works well in all kinds of climates, but it’s ideal in humid climates because it naturally repels fungus, moss, and algae. This makes it one of the best roofing options for Cape Cod homes in the Northeast, as well as homes in the humid southern states and snowy northern states. That said, copper is vulnerable to thermal expansion. If you live in a climate that has extreme temperature changes, your contractor will need to consider this during the installation process.

On average, a roof lasts 30 years—depending on the material. Metal roofs can last up to 70 years, while zinc, specifically, can last well over 100 years. These roofs can reach their intended life span with maintenance that includes seasonal gutter cleaning, pruning nearby trees to avoid damage, and routine inspections every year.

While there are many benefits to installing a metal roof on your home, there are some downsides, too. Zinc roofs, in particular, are susceptible to corrosion from overly salty air directly near coastal areas. Another potential downside of zinc roofing is that it must be allowed to expand and contract with the weather. This means special attention is necessary to how it's fastened to the home to avoid issues. 

Metal roofs are dangerous to walk on, even for professionals. Metal shake does offer some texture to help with grip, but metal itself is extremely slippery, especially at a medium to steep pitch, so call in a pro rather than getting up on the roof yourself. They’ll have the necessary safety equipment and experience to avoid injury.

The Custer, SD homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.