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How long deck boards last largely depends on the type of wood and if it's treated or not. Untreated boards last anywhere from ten to 30 years, assuming proper care and maintenance. Treated boards can last up to 50 years. Composite boards also tend to last longer than pure wood boards.

It is definitely worth sanding a deck to ensure the wood absorbs new stain. Sanding a deck removes the outer layers of aging wood, allowing the stain to penetrate. It also gives a fresh look to the entire surface as part of the deck refinishing process. Without sanding, your stain or sealant is less likely to absorb into the wood. While sanding a deck is a time-intensive project, the rewards are noticeable and long-lasting.

Winterizing a screened-in porch can help extend its life and prevent damage to your porch, furniture, and decor. Removable winterization methods like vinyl panels or vinyl sheeting will allow you to fully enjoy your porch in warmer weather while protecting it from damage over the winter.  

Wood rot is not normally covered by insurance except in rare cases when it results from a covered event like a burst pipe. Wood rot is categorized as gradual, preventable damage, so most insurance policies won’t pay for claims to repair wood rot damage. Check your policy to find out if wood rot is covered before making a claim.