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According to the National Fire Protection Association’s Code NFPA 25 (titled “Standard for the Inspection, Testing, and Maintenance of Water-Based Fire Protection Systems”), private fire hydrants must undergo inspection once per year, with an accompanying flow test and any necessary maintenance performed on the same schedule. Keep in mind that your town, city, or county may adopt more or less strict testing requirements. 

Signs that your dryer is about to catch fire include a burning smell or the dryer and the clothes getting hotter than usual. If this happens, turn the dryer off immediately and call a repair professional. Another less urgent sign is that your clothes are taking longer to dry than normal. If this is the case, check the lint trap, vent, and duct to make sure they are all clean. If they are, you may need to call a pro to find the source of the issue.

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

You don’t have to put smoke detectors in every room. At a minimum, though, there should be one on every level of your home, one in every bedroom, and one in the hallways outside the bedrooms. If you have a floor without bedrooms, place a smoke detector in the living room or next to any stairs that lead to an upper level. Attics and basements should also have at least one smoke alarm.