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Fencing questions, answered by experts

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Posts for a horizontal fence should be no more than 6 feet apart. Wood pickets are not as strong when mounted horizontally as when mounted vertically. As such, the fence panels on a horizontal fence can’t cover the same span between posts as a vertical fence can. If you install the posts further apart on a horizontal fence, the fence will lose stability, making the boards more likely to sag. 

A fence gate can sag for several reasons. The issue often stems from the hardware, such as damaged or bent hinges, or loose screws that can no longer support the gate's weight. The gate frame itself might also have come out of square due to failing supports. Alternatively, the problem may not be the gate but the supporting fence post, which could be leaning or out of place. In many cases, fixing a sagging gate is as simple as tightening the hinge screws or upgrading to more robust hinges.

Generally, the height of your dog fence should be 3 times the distance from the ground to your dog’s shoulder. For most small breeds, a 4-foot high fence will be more than enough to keep them from jumping out. Medium-sized breeds like Golden Retrievers, Labradors, and German Shepherds will need at least a 5-6 foot fence to stay contained. Large breeds that are also excellent jumpers, such as Greyhounds, may need a 7-foot high fence. 

Costs depend on material, labor, and additional features like gates or decorative elements.

The Saegertown, PA homeowners’ guide to fencing services

From average costs to expert advice, get all the answers you need to get your job done.