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Yes, you can mudjack cracked concrete, but the cracks will need to be repaired once the concrete has been leveled. If the concrete is severely cracked in multiple places, replacement may be a better option, but for less severe cracking, mudjacking is a good solution as long as cracks are correctly caulked and sealed.

Most houses are expected to settle over time, but foundation sinking of more than a few inches or uneven sinking of more than an inch for every 20 feet is cause for concern. Any significant or uneven sinking should be assessed by a professional to determine the cause and perform any necessary repairs. 

Concrete leveling is not typically covered by insurance. In some cases where the shifting concrete is caused by a natural disaster or storm, you may be able to file an insurance claim if your policy specifically covers those circumstances. In most cases, though, you’ll pay out-of-pocket for concrete leveling.

It’s best not to perform mudjacking in the winter unless the ground temperature remains above freezing. Freezing temperatures can cause the slurry to harden too quickly, compromising its strength and longevity. Concrete is also more susceptible to cracking and splitting in cold temperatures, so there’s a higher risk of damaging the slab during the drilling and lifting process in winter.