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Replacing the panel itself takes four to eight hours of work by a professional. However, if associated wiring and related components also require replacement, the labor time increases to 20 to 30 hours. Your electrician can speed up the process by bringing in a team of pros to handle ancillary tasks.

It's less expensive to run power overhead because it doesn’t require excavation, and the power cables are less costly. However, underground electric service is better protected from weather and general wear and tear, so it’s less likely to get damaged. When determining which way to run power, consult a local electrician to get an expect opinion.

If you’re moving wires, installing new wires, or installing new fixtures in the space you’re insulating, then you will need to hire a licensed electrician to do that portion of the job for you. However, if you just intend on replacing old insulation or adding new insulation over existing insulation, then you don’t need to hire one. Your insulation installer will work around wiring, fixtures, outlets, and switches, even if they’re installing fiberglass batts in the voids where wires run. However, you will need an electrician if you suspect a problem with your wiring during the insulation work.

By nature, two-prong outlets aren't grounded—but the box they run to might be, which makes them safer. The safest way to test if an outlet is grounded is to purchase a circuit tester, which cost about $20 at home improvement stores. 

If you discover your outlet (or outlets) aren't grounded, know that this greatly increases your risk of personal injury and electrical fires. You may want to consider installing new three-prong ground fault circuit interrupter (GFCI) outlets. On average, the cost to install GFCI outlets is about $210 per outlet.