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The best way to save money on HVAC repairs is by regularly having your system inspected and maintained. This can prevent bigger problems and costly repairs and replacements in the future. It’s also smart to buy quality equipment and hire companies that provide warranties on equipment and labor. If you need repairs, you may be able to save money by cashing in on rebates and incentives or keeping the area around your HVAC unit clear to shorten the time your contractor needs to spend in your home.

Sometimes, you can clean an HVAC filter rather than replace it. If you have a washable filter, also known as a permanent or semi-permanent HVAC filter, wash the filter once per month. However, if you have filters that are not labeled as washable, do not attempt to clean them and reuse them. Many HVAC filters are disposable, and you’ll need to buy a whole new filter to replace dirty disposable filters.

Air filters with a high MERV rating, 11 or above, shouldn't cause airflow problems in most residential systems. However, the airflow can be restricted in some HVAC systems if they aren't designed for high MERV ratings. If in doubt, a local duct installer should inspect your ductwork so that you know what your system can handle.

How often you change your air filter depends on your home and lifestyle. Things like how many people are in your home, pets, the season, the size of your home, the air quality where you live, and more all impact your HVAC system. The best practice is using visual indicators to determine when it needs changing by checking if light can pass through it. If you can’t see any light, it’s clogged and needs to be changed.