Smart locks offer a similar level of safety to traditional or conventional locks because they often use comparable locking mechanisms, such as deadbolts. The primary difference is the access method: smart locks use a login or code instead of a physical key, which adds convenience. While not inherently safer, some smart locks have added security features that can deter intruders, like shutting down after too many incorrect code attempts or being harder to pick. For the best security, it's recommended to combine any lock with other home safety features like motion-activated lighting, security cameras, and window and door sensors.

If you also have a standard door leading to your garage, install a robust deadbolt lock and reinforce the frame with security plates. Then, secure any windows with shatterproof glass or film to deter break-ins. Consider a smart garage door opener for your car entrance, enabling remote monitoring and control through your smartphone. Motion-activated lighting around the garage to deter intruders is a great way to amplify these security efforts. Lastly, educate your family on security practices, such as keeping the garage entrances closed and locked.

Many insurance providers offer policy discounts when adding security features to your home. The best way to find out if new locks will reduce your premium is to simply ask your agent.

Newer, electric-powered door locks generally have a life span of five years or less. That’s thanks, in large part, to a phenomenon called planned obsolescence, in which products are programmed to need replacing after a certain amount of time. That’s also why older, manual, push-key locksets can last up to 30 years with regular cleanings and maintenance. When it does come time for a new set-up, know that the cost to change locks ranges from $130 to $500 on average.